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14 November 2012

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Avoid ‘cash for gold’ firms cashing in on Christmas crisis

'At interest rates at times in excess of 200% it is nothing short of loan sharking.'

PEOPLE under pressure for money for Christmas have been urged by Sinn Féin Enterprise Committee member Maeve McLaughlin MLA to try and avoid ‘Pay Day Loan’ or ‘Cash for Gold’ firms.

These lenders are obviously targeting families on low incomes or benefits. Maeve McLaughlin says:

“At interest rates at times in excess of 200% it is nothing short of loan sharking.”

But because the Assembly does not have fiscal powers – which Sinn Féin are trying to wrest from Westminster – there is little that MLAs can do, she said, except warn the public and urge them to join their credit unions or contact their local budgeting advice support service.

In the meantime, the Foyle MLA has urged the Consumer Council to look into the issue of exorbitant interest rates with a view to lobbying the Financial Services Authority to impose a cap on rates.

If people feel they have no option but to go to these lenders, then they should read the small print to have a clear idea of exactly how much they will have to pay back and the penalties if they do not pay back on time.

2014 – A YEAR OF CHANGE

2014 year of change

A chara,

Sinn Féin is in government in the North and is a major political party in the Dáil and in local government across this island.

We are the only all-Ireland political party and with each passing day our membership is increasing, our organisational capacity is improving, and we are presenting realistic alternative policies to meet the needs of 21st century Ireland.

On May 22nd and May 23rd, more than 350 men and women will be standing for Sinn Féin in the European and local government elections, north and south.

For those who reject austerity and want a different future, a better future; who want hope for themselves and for their families; who want jobs and prosperity; and who want a real republic on this island – Sinn Féin is that future.

Make 2014 a year of change.

If you want a new future – a New Republic – help Sinn Féin in our fundraising efforts by contributing to our election campaign.

Thank you for whatever you can afford.

Lánaigí libh agus beirigí bua!

Is mise,

Gerry Adams TD

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